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A Consumers Mini-Guide to Recovery Following a Major Storm (Print out and keep with your policy for future reference.)

Knowing what to do before or after a major storm hits your area or your home could ease some of the stress following such an occurrence. In conjunction with the National Association of Independent Insurers, a national property and casualty insurance trade association, SDIA has summarized these points to facilitate a speedier recovery following a disaster:

Owners of homes that suffered flood damage in the wake of heavy rains face the daunting task of cleaning up the mess left behind by water and mud. (Note: Most homeowners policies do not cover loss from flood related occurrences. This is an optional coverage.) While this isn?t easy, there is a lot you can do to salvage possessions and minimize further damage. SDIA offers these additional tips:

Following this advice will help settle your claim and restore your status more quickly. If you have questions about flood insurance that your agent or company cannot answer, contact the Federal Insurance Administration?s servicing agent at 800-427-4661.

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